Home/Solutions/Bank integration

ISO20022 · PGP · SFTP

Host-to-host bank integration

Seamlessly connect SAP ByDesign with your bank to automate payment files, payment acknowledgements and bank statements.

What it does

Payments out, statements in, no manual files

Payments & acknowledgements

Automated payment file transfers from ByDesign to the bank, with instant feedback on payment file status. All files are ISO20022 compliant.

Statements

Bank statements securely integrated back into ByDesign, with automatic supplier payment allocation through Memo Line Analysis.

Global reach

Integrated with over 10 banks worldwide, on SAP Integration Suite or on multiple other middleware platforms for customers without it.

Security

Bank-grade transport, end to end

  • PGP encryption on every file
  • SFTP transfer to and from the bank
  • ISO20022 compliant payment formats
  • Built on SAP Integration Suite, with alternatives available for customers on other middleware
FAQs

Common questions

What is host-to-host bank integration?

A direct integration between your ERP and your bank that exchanges payment files securely, without manual uploads or downloads through banking portals.

Is multi-currency supported?

Yes, multi-currency payments are supported.

Why is middleware required?

SAP Business ByDesign cannot natively connect to a bank's SFTP server, so middleware such as SAP Integration Suite handles the secure transport between ByDesign and the bank.

Get started

Automate your bank connectivity

Tell us which bank and which payment flows, and we'll map the integration for you.

Get in touch